Terms and Conditions

Introduction

Before you can start using our online service, you must agree to be bound by the conditions below. You must read the conditions before deciding whether to accept them.

If you agree to be bound by these conditions, please click the "I Accept" button below. If you click the "Decline" button, you will not be able to continue your registration for our online services.

We strongly recommend that you print a copy of these conditions for your reference.

1. Definitions

In these conditions, the following words have the following meanings:

• Account: Any account which you hold and access via our online service.
• Additional Security Details: The additional information you provide to help us identify you, including the security question you choose.
• Identity Details: The access code we may provide you with.
• Paramounth Global Bank Account Number, Password, and Account PIN: The credentials you choose to identify yourself when using our online service.
• You, Your, and Yourself: Refer to the person who has entered into this agreement with us.

2. Using the Online Service

• These conditions apply to your use of our online service and any related accounts. They explain the relationship between you and us in relation to the service. In case of conflict between these and your account conditions, these conditions will prevail.
• If your account is a joint account, these conditions apply to all account holders jointly and severally. Each user must choose their own username, password, and security details.
• By registering, you accept these conditions and agree to receive communication via email or our website.
• You are responsible for ensuring your equipment and software are compatible with our service. Follow the instructions provided for secure use.
• Always log off when finished and do not leave your device unattended while logged in. After a period of inactivity, you may be required to log in again.

3. What Rules Apply to Security?

• You must provide identity details during registration.
• Each login requires your username, password, and the answer to a security question.
• You can change your username or password online.
• We may require you to update your credentials for security reasons.
• Do not share or store your security details where others can access them.
• If you suspect unauthorized access:
  • Change your password immediately or contact us at +1-517-633-6232 for assistance.
  • Contact us to update additional security details.
• We may provide information to authorities if misuse is suspected.
• Emails sent to or from us may be retained for training or verification purposes.
• We may suspend your access if:
  • Unauthorized use is suspected.
  • Security credentials have been compromised.
  • The service is being used illegally.
• Additional security verifications may be required for certain transactions.

4. Extent of Your Liability

• If you are a victim of online fraud, we guarantee reimbursement for any losses.
• You are responsible for transactions made with your credentials unless fraud is proven.
• Once you notify us of compromised credentials, you are no longer liable for fraudulent activities.
• We are not responsible for losses due to errors, delays, or distortions in communication unless fraud is involved.

5. How We Can Change These Conditions

• Changes to these terms may be communicated via email or published on our website.
• It is your responsibility to keep your email address updated to receive notifications.

6. General

The Paramounth Global Bank online service is available to individuals aged 18 years or older.